Friday, January 16, 2009
Thinking of travelling..
Ok, so I'm thinking of going to Portugal this summer! Why you ask?
Well for one thing, half of my family is from there, so it's a chance to learn about where I come from. I have lots of family there, so I dont really have to pay for accomodations, and I wont have to pay for many meals either. I pretty much just have to pay for my flight and spending money.
I have been wanting to go for a long time. As time goes on I feel more urgency to go.
I feel like i should go while im still young and have nothing to hold me back you know? Yes, I still have student loan debt. And no, I dont make that much money. But I dont spend much either, so saving the money is really not a problem. I dont make that much money, but I am still making more money that I ever have, and at least I still have a job in this crappy economy where people are losing their jobs left right and center. Plus, if I put it off until next year, who knows? Maybe I wont have a job this time next year. Maybe something will come up and I just wont have the money.
Right now, I have enough money saved to more than cover this trip. But, the money I have in savings wasnt really saved for this purpose. In previous posts, I have talked about how I am so close to paying off my student loan, how I want to pay it off as soon as possible. Can I pay off my OSAP and still save for Portugal?? It's possible...not overly likely thought.
I figure the flight will run around $1000. Spending money...im not sure..around $1000 to $1500, depending on what the euro/dollar exchange looks like.
So I will need around $2000-$2500 total. This is just a basic estimate. Once I do more research and talk to more people I can get a better idea.
So here are my options money wise...
1. Only pay the minimum on my student loan and save aggresively for the trip. Once I feel I have enough money saved for the trip, I can once again pay more to my loan.
2. Continute to pay off my loan as fast as possible, then dip into my savings for the trip.
3. Find a good balance between paying off as much OSAP as I can while also saving as much as I can for the trip. Then if i didnt quite save as much as I wanted I can take a bit from my savings if i have to.
4. Just focus on my OSAP and plan to do the trip next year.
Then there is the option on when to go, and for how long.
I am thinking maybe like june/july. It might be really cool to be there for my birthday (july). Summer is the best time to go, also the most expensive, but I have cousins that are in school and I dont really want to go when they are in school.
Since the flight is so much money, im thinking 2 weeks BARE MINIMUM....2.5-3 weeks would be more ideal. I dont really think I will have a huge deal getting the time off work, because my boss likes me, and I am a really hard worker. Im sure i am entitled to atleast one week paid vacation, and if the other 2 weeks are unpaid well i dont really care. I have been at my job for a year and a half and have yet to take a sick day. I'm never late, never need to leave early, have stayed late many times when I was needed and came in on days when I was suposed to be off, and I think I deserve a vacation!
Anyways...those are my thoughts...what do you guys think??