Taxes

Ok so it's that time of year again and once again things are not making sense. Last year, I ended up owing like $50 on my taxes. It was the first time I ever owed and I was pissed! But then I tried to think more positively, at least it was only $50 right? I guess my work was not taking off enough tax. Because I even contributed to RRSP's...when you do it online you can easily plug in numbers to see how things would change. So I found out I would of owed well over $200 dollars, and my RRSP contributions is what saved my ass. So after this, I filled out a form at work asking them to take off $15 extra tax per pay. Not a huge deal, but I figured that and my RRSPs should cover things.

Not the case. I did my taxes for this year and it says I am getting $27. What the heck is going on? lol here is the details.

- I did make an extra few hundred bucks working at another store and they didn't take off tax. This doesn't make much of a difference, I even took out that info from my tax return to see how much more of a refund I would get and it wasn't much. Ok so thats not it.

- I contributed $1125 to RRSPs. Ok so it's not a lot but it's something.

If I didn't have those RRSP's, I would, once again be owing over $200. So that means that even with the EXTRA tax taken off, they STILL didn't take off enough tax. I don't get it. I mean, isn't that admins job to make sure this is being done right? I have talked to other people from my old job and some say they have this problem too and others say they never have.

I just don't get it. I mean I'm still happy that I don't owe...but I still am going to have to pay for doing it online so after that maybe I will get $10?

I haven't started RRSPs with the new job yet, but I am going to ask in payroll about it this week. They also have a stock purchasing program as well that I might sign up for. I know this new job takes the right amount of tax off though, because I use an online payroll deduction calculator (it's government site I think) and it's always exactly right to the cent! So hopefully with this new job taking off the proper amount, and if I start RRSP's again asap, then next year I should get at least something decent. I can only cross my fingers.