I am soo happy right now! My OSAP debt is now down to $5120.96!!!!! Less than a month ago it was at $5900.00! This is mainly because of my tax return, but I am still pretty proud of myself. I am really determined to get rid of this debt as quickly as possible. Mainly because I need a car. lol. Which will be another debt..but I want to get rid of this one first or atleast get it WAY DOWN before I buy a car...I also need to save for a car aswell. I am just really happy to have gotten it down this far...plus now that I've gotten a raise at work I will be able to get it down even faster than before..yay me!