Monday, September 6, 2010

August Recap

August 2010 Budget

Budgeted Actual Difference
Regular: $1,100.00 $1,137.57
Total: $1,100.00 $1,252.81 $152.81

Rent $200.00 $200.00 $0.00
Phone: $68.00 $72.54 -$4.54
Car $236.48 $236.48 $0.00
Insurance $199.08 $199.08 $0.00
Gas: $50.00 $56.00 -$6.00
Food $96.44 $105.36 -$8.92
Makeup & Personal Items: $30.00 $33.66 -$3.66
Clothing: $50.00 $91.51 -$41.51
Misc: $50.00 $374.06 -$324.06
Going out: $20.00 $4.50 $15.50


Emergency fund: $50.00 $50.00 $0.00
Investments: $50.00 $50.00 $0.00
Travel Fund:

other savings

Total: $1,100.00 $1,473.19 -$373.19
Actual income minus spending -$220.38

Ok so August was not quite as non-spendy as I would have liked it to be. Mainly because I decided it was time for new glasses. So $260 later ($60 exam and $200 glasses) I've finally got some. Even though I will get some money back for them, I've included the whole cost in my spending. Then when I get the money back I will include that as extra income.

I did have some extra income due to a paycheck from an extra shift I took at another store awhile ago, plus the new sales tax credit.

Sometimes I wonder why I even bother to make a budget because I don't actually make any effort to stick to it. I mean, I update my spreadsheet atleast once a week, but it's not like I look at it and say to myself "Oh I've spent x amount on food already I can only spend x amount more." I think this is something that I should really try to do because making having my hours cut really sucks for my wallet.

I have my exam in two weeks (yikes) so I am trying to use all extra time to study, but once that is done I am going to make an effort to apply to other pharmacies, and if I can't find a second pharmacy job then well I guess I will have to take any job. I want to be able to pay more rent to my parents because they could really use it, plus I want to save money for courses I have to take after this exam, a new computer, and some sort of vacation at some point in time. *sigh*

1 comment:

FB @ said...

I don't really stick to my budget either, I just stick to a fixed amount ($1000) that covers my basics and a bit of fun on the side. Anything above that, and it's a no go in my budget, unless it's an emergency.