| August 2010 Budget | |||
|
| Budgeted | Actual | Difference |
| Income | |||
| Regular: | $1,100.00 | $1,137.57 |
|
| Other: |
| $115.24 |
|
| Total: | $1,100.00 | $1,252.81 | $152.81 |
|
|
|
|
|
| Expenses | |||
| Rent | $200.00 | $200.00 | $0.00 |
| Phone: | $68.00 | $72.54 | -$4.54 |
| Car | $236.48 | $236.48 | $0.00 |
| Insurance | $199.08 | $199.08 | $0.00 |
| Gas: | $50.00 | $56.00 | -$6.00 |
| Food | $96.44 | $105.36 | -$8.92 |
| Makeup & Personal Items: | $30.00 | $33.66 | -$3.66 |
| Clothing: | $50.00 | $91.51 | -$41.51 |
| Misc: | $50.00 | $374.06 | -$324.06 |
| Going out: | $20.00 | $4.50 | $15.50 |
|
|
|
|
|
| Savings: |
|
| 0 |
| Emergency fund: | $50.00 | $50.00 | $0.00 |
| Investments: | $50.00 | $50.00 | $0.00 |
| Travel Fund: |
|
| 0 |
| other savings |
|
|
|
| Total: | $1,100.00 | $1,473.19 | -$373.19 |
| Actual income minus spending | -$220.38 | ||
Ok so August was not quite as non-spendy as I would have liked it to be. Mainly because I decided it was time for new glasses. So $260 later ($60 exam and $200 glasses) I've finally got some. Even though I will get some money back for them, I've included the whole cost in my spending. Then when I get the money back I will include that as extra income.
I did have some extra income due to a paycheck from an extra shift I took at another store awhile ago, plus the new sales tax credit.
Sometimes I wonder why I even bother to make a budget because I don't actually make any effort to stick to it. I mean, I update my spreadsheet atleast once a week, but it's not like I look at it and say to myself "Oh I've spent x amount on food already I can only spend x amount more." I think this is something that I should really try to do because making having my hours cut really sucks for my wallet.
I have my exam in two weeks (yikes) so I am trying to use all extra time to study, but once that is done I am going to make an effort to apply to other pharmacies, and if I can't find a second pharmacy job then well I guess I will have to take any job. I want to be able to pay more rent to my parents because they could really use it, plus I want to save money for courses I have to take after this exam, a new computer, and some sort of vacation at some point in time. *sigh*
1 comment:
I don't really stick to my budget either, I just stick to a fixed amount ($1000) that covers my basics and a bit of fun on the side. Anything above that, and it's a no go in my budget, unless it's an emergency.
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