Tuesday, October 12, 2010

September Recap

I just realized it is Oct 12th and I forgot to post my Sept. spending. So here goes:

September 2010 Budget

Budgeted Actual Difference
Regular: $1,100.00 $978.36
Total: $1,100.00 $1,052.20 -$47.80

Rent $200.00 $200.00 $0.00
Phone: $68.00 $70.00 -$2.00
Car $236.48 $236.48 $0.00
Insurance $199.08 $199.08 $0.00
Gas: $50.00 $32.00 $18.00
Food $96.44 $143.19 -$46.75
Makeup & Personal Items: $30.00 $72.28 -$42.28
Clothing: $50.00 $18.96 $31.04
Misc: $50.00 $34.93 $15.07
Going out: $20.00 $10.95 $9.05


Emergency fund: $50.00 $50.00 $0.00
Investments: $50.00 $50.00 $0.00
Travel Fund:

other savings

Total: $1,100.00 $1,117.87 -$17.87
Actual income minus spending -$65.67

Of course I went over in the "Food" category because I ALWAYS DO. Grr. I did great with gas, as usual which is why I love my car! lol I also didnt spend too much on clothes which was good but I still overspent in general. :(

I have decided that instead of doing a monthly budget, instead I am going to make a budget every 2 weeks starting the day that I get paid. I will budget according to what bills are due in that time frame and also setting aside money for rent, car insurance etc. (For example, my rent in $200 a month so I set aside $100 from each pay, etc.) I think this will be easier from now on.


FB @ FabulouslyBroke.com said...

Whatever works for you I say!

I make a budget but my general guideline is to stay around $1000 for my personal expenses.

hklover86 said...

Yeah, i guess the whole point is just to spend less than what you make, and save for whatever you need to save for. I mean does it really matter if you went over on "food" but under on "clothes"? I guess I just use it as a general guideline..I dont know anymore. I am starting to re-think how I want to "budget" my money.