
Ok, so I'm thinking of going to Portugal this summer! Why you ask?
Well for one thing, half of my family is from there, so it's a chance to learn about where I come from. I have lots of family there, so I dont really have to pay for accomodations, and I wont have to pay for many meals either. I pretty much just have to pay for my flight and spending money.
I have been wanting to go for a long time. As time goes on I feel more urgency to go.
I feel like i should go while im still young and have nothing to hold me back you know? Yes, I still have student loan debt. And no, I dont make that much money. But I dont spend much either, so saving the money is really not a problem. I dont make that much money, but I am still making more money that I ever have, and at least I still have a job in this crappy economy where people are losing their jobs left right and center. Plus, if I put it off until next year, who knows? Maybe I wont have a job this time next year. Maybe something will come up and I just wont have the money.
Right now, I have enough money saved to more than cover this trip. But, the money I have in savings wasnt really saved for this purpose. In previous posts, I have talked about how I am so close to paying off my student loan, how I want to pay it off as soon as possible. Can I pay off my OSAP and still save for Portugal?? It's possible...not overly likely thought.
I figure the flight will run around $1000. Spending money...im not sure..around $1000 to $1500, depending on what the euro/dollar exchange looks like.
So I will need around $2000-$2500 total. This is just a basic estimate. Once I do more research and talk to more people I can get a better idea.
So here are my options money wise...
1. Only pay the minimum on my student loan and save aggresively for the trip. Once I feel I have enough money saved for the trip, I can once again pay more to my loan.
2. Continute to pay off my loan as fast as possible, then dip into my savings for the trip.
3. Find a good balance between paying off as much OSAP as I can while also saving as much as I can for the trip. Then if i didnt quite save as much as I wanted I can take a bit from my savings if i have to.
4. Just focus on my OSAP and plan to do the trip next year.
Then there is the option on when to go, and for how long.
I am thinking maybe like june/july. It might be really cool to be there for my birthday (july). Summer is the best time to go, also the most expensive, but I have cousins that are in school and I dont really want to go when they are in school.
Since the flight is so much money, im thinking 2 weeks BARE MINIMUM....2.5-3 weeks would be more ideal. I dont really think I will have a huge deal getting the time off work, because my boss likes me, and I am a really hard worker. Im sure i am entitled to atleast one week paid vacation, and if the other 2 weeks are unpaid well i dont really care. I have been at my job for a year and a half and have yet to take a sick day. I'm never late, never need to leave early, have stayed late many times when I was needed and came in on days when I was suposed to be off, and I think I deserve a vacation!
Anyways...those are my thoughts...what do you guys think??